How to raise financing

Le financement est l'opération qui consiste à obtenir des ressources monétaires nécessaires à la réalisation d'un projet (« lever des fonds »). Pour réussir le financement nécessaire à votre projet, nous vous recommandons le respect de certains principes simples :

In order to assist the Bank in evaluating an application for a loan, the Bank requires that an applicant provides the following information:

General Information:
A description of the Borrower (or applicant); its legal organization; capital structure; location; size; scope and nature of major activities; principal products; history; management (attach CVs of key management staff); organizational chart; markets served; names of major buyers and suppliers (if respondent is not a bank).

Financial Information:
A brief financial history of the prospective Borrower; its audited or certified financial statements for the past three years, including the relevant notes and information on contingent liabilities; projection of capital needs, i.e., cash flow, balance sheet and profit and loss (plus the assumptions). Also provide summary of borrowing history and bank references.

Facility Request:
A description of the proposed facility stating whether it is new or an extension of an existing Facility; its purpose; amount and currency; duration and proposed security or collateral to be offered, and rationale for seeking Afreximbank support.

Know Your Customer (KYC) and Anti Money Laundering and Terrorist Financing (AMLTF): The Bank complies with the best practice in KYC and AMLTF policies and procedures and applicants are expected to submit themselves to necessary Customer Due Diligence procedures as may from time to time be in force in the Bank.

The financing is the operation which consists in obtaining monetary resources necessary for the realization of a project (" rise of funds"). To make a success financing for your project, we recommend you to respect certain principles:

1. Determine exactly its need of financing


  • The nature of the financing destination: investment in machines, working capital, pre-financing of a procurement contract to be realized, etc.
  • The amount of the financing
  • The schedule of refund

2. Determine the financing structure adapted to its situation

While some banks require guarantees for the access to the financing, Others decide depending on the project viability.

3. Document your financing application (to optimize your chances of success the use of consultant is recommended)


  • The description of the company, its activity, the managements and the main shareholders
  • The business plan (for new companies)
  • The audited financial statements of the last 3 years
  • The description of the project to be financed
  • The feasibility study for the large-scale projects
  • The available guarantees identification

4. Prepare its interview with the bank


5. Present application to banks, accompanied with consultants


6. Amend its file to take into account the banks remarks.


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